Business & Corporate Solutions

Our corporate and business solutions are designed to provide services and products to both privately-held and publicly-held businesses. Regardless of your company’s structure, we have the ability and experience to meet your needs.

We understand that the needs of a start-up business are different than those of a fifty-year old business. So why do many of the "answers" sound the same, regardless of your business size, industry, and most importantly your goals? We have worked with and implemented many solutions for businesses as small as two employees to businesses of more than 250 employees. Just as your customers and clients want experience, knowledge, and wisdom when they select your business, we know you demand the same.

Some of the services we can offer to our corporate and business owner clients include:


Succession Planning

Succession planning allows owners to leave their business on their own timeframe while preparing their company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business.

Key Person Insurance

Key person life insurance offers a death benefit that helps indemnify an employer for the loss of one of its most important assets - the key person. This can help assure continuity of the business for employees, customers and creditors, and protects against losses in sales, momentum, and credit. It can also be used to assist with recruiting and developing a replacement for the employee.

Funding Buy-Sell Agreements

A buy–sell agreement is a legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or leaves the business, whether by force or by choice. A funded cross-purchase buy-sell plan utilizes life insurance to help ensure that the arrangement is properly funded so that there will be money when the event is triggered.

Executive Benefits

The success of most businesses is tied into the talent, passion, and work ethics of their key executives. Executive benefit packages can help you attract, motivate, and retain high-caliber employees and keep your company healthy and stable. We can help you fund non-qualified plans, supplemental employee retirement plans, split dollar plans, and more.

Employee Benefits

Selecting the right benefit package is becoming increasingly important in retaining the best employees, and keeping them productive. We strive to know and understand your complete financial situation and provide you with the highest quality of information, products, and services to help you reach your goals. Our clients can rest assured knowing that we always have their interests at heart.

Focusing on your objectives, budget and culture, we work with you to custom design your group benefits, qualified retirement plans, and voluntary benefits plans to address your employees’ unique needs. Our strong relationships with insurers enable us to effectively represent your employees to ensure claims and issues are resolved promptly.

Funding Deferred Compensation

Deferred compensation is a written agreement between an employer and an employee where the employee chooses to have part of his or her compensation withheld by the company, invested on their behalf, and distributed back to them at a pre-determined point in the future. Deferred compensation can be used as a flexible way to attract and incentivize key employees.

Additional Offerings

  • Qualified (ERISA) Retirement Planning
  • Non-Qualified Retirement Planning
  • Executive/Owner Financial Planning
  • Executive/Owner Investment Management
  • Corporate Fund Investing
     
  • Allocation Planning

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  • Tax Tips on Capital Gains

    Tax season is an opportunity to look at the tax implications of investment strategies and plan for the year ahead.